Leobank — Mobile Bank & Kredit 1.85.48

Unibank CB – Freeware – Android
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Leobank is the first "mobile-only" banking service in Azerbaijan, boasting a growing customer base of over 1 million individuals who have transitioned to digital banking alternatives.

Here are 20 compelling reasons to obtain a Leo card:
<ul>
 <li>Free card delivery.</li>
 <li>Credit limit up to 15,000₼ with an interest-free period of up to 62 days.</li>
 <li>Cashback of up to 20% from banks and partners.</li>
 <li>Installment payments for any purchase with a commission of just 1.5% for up to 24 months.</li>
 <li>Commission-free installment payment options at partner stores.</li>
 <li>Cash loans available with only a 1% fee.</li>
 <li>Transfers and utility bill payments with no commission on the Leobank card.</li>
 <li>Commission-free transfers to other bank cards in Azerbaijan up to 2,000₼.</li>
 <li>International bank transfers accepted.</li>
 <li>Provision of account information for increasing card balance and SWIFT transfers from abroad.</li>
 <li>Free account and card for individual entrepreneurs.</li>
 <li>VAT refunds by simply holding down the Leo icon or adding a receipt immediately after payment.</li>
 <li>Invest in stocks and cryptocurrencies starting from 1₼. Complete a course for beginners and earn Bitcoin worth 5₼ 🪙.</li>
 <li>The "Treasure" service with convenient topping-up methods + annual interest rate of up to 7%. Even your friends can contribute to your balance.</li>
 <li>Lucrative and secure deposits, offering annual returns of up to 11%, which are among the best in the country! Favorable conditions for early termination of deposits are also available.</li>
 <li>Interest accrual of up to 7% on personal fund balances within the card.</li>
 <li>Easy parking payments by simply scanning your parking ticket.</li>
 <li>Ability to top up balances on Azəriqaz and Azərsu smart cards without searching for payment terminals.</li>
 <li>Top-up of the Leo card balance via Google Pay is available, along with support for Google Pay integration.</li>
</ul>

For those considering the Leo Prime VIP card, here are 18 additional benefits:

When traveling:
<ul>
 <li>Free access to airport lounges (over 1,000 business lounges worldwide).</li>
 <li>Complimentary CIP services including luxury lounge access, porter service, luggage wrapping, and personal transfers to the aircraft (once per year).</li>
 <li>Insurance coverage for flight delays or cancellations and lost luggage cases.</li>
 <li>Fast Line service at Heydar Aliyev Airport (up to six times a year).</li>
 <li>Complimentary luggage wrapping service (up to six times a year).</li>
 <li>Free transfers to and from the airport (up to six times a year).</li>
 <li>Complimentary roaming from Azercell (up to six times per year, each time providing 2GB).</li>
</ul>

Banking bonuses include:
<ul>
 <li>Prime cashback: an unlimited 1% cashback on all purchases or participation in the standard cashback program.</li>
 <li>An interest rate of 7% on personal fund balances in the card and "Treasure" fund.</li>
 <li>A 24/7 concierge service providing assistance with various tasks through a dedicated team of personal assistants.</li>
 <li>An increased commission-free transfer limit: up to 5,000₼ monthly without fees.</li>
 <li>A virtual card as an additional free card for managing funds.</li>
 <li>Enhanced security enabling you to decide whether or not to print your card number, expiry date, and CVV code on the card itself.</li>
</ul>

The app also features exclusive functionalities:
<ul>
 <li>A customizable main screen where you can set your favorite images as background.</li>
 <li>A selection of 24 different app icons.</li>
 <li>An emoji for your avatar, allowing you to stand out among Leo customers.</li>
 <li>Exclusive VIP designs for your Google Pay card.</li>
 <li>Additional rewards specifically available for VIP customers.</li>
</ul>

Additional characteristics of Leo include:
<ul>
 <li>A stylish and intuitive app/interface with an appealing dark mode option.</li>
 <li>A variety of designs available for your card.</li>
 <li>An incognito mode ensuring that no one can view your balance or transactions.</li>
 <li>A receipt scanner for utility payments.</li>
 <li>User-friendly spending analytics categorized by various tags and clear charts across the country.</li>
 <li>An entertaining way to make payments through the "Shake & Pay" feature.</li>
 <li>The ability to send reactions during payments using emojis instead of typical responses like "thank you" or "money received."</li>
 <li>The option to respond back with payments and easily repeat previous transactions with a single touch.</li>
 <li>Add personalized notes or greetings when transferring money to someone specific, such as sending a cheerful postcard along with your transfer.</ li >
 <li>The ability to split bills, such as restaurant expenses, with your friends effortlessly. </ li >
 < li >Earn rewards by completing simple tasks while competing with friends on who can accumulate the most achievements.< / li >
 < li >No bots in customer support! Communicate live via any preferred messaging app or by phone. </ li >
</ ul >

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