Leobank — Mobile Bank & Kredit 1.77.9

Leobank is the first "mobile-only" banking service in Azerbaijan, boasting a growing customer base of over 1 million individuals who have transitioned to digital banking alternatives.

Here are 20 compelling reasons to obtain a Leo card:

• Free card delivery.
• Credit limit up to 15,000₼ with an interest-free period of up to 62 days.
• Cashback of up to 20% from banks and partners.
• Installment payments for any purchase with a commission of just 1.5% for up to 24 months.
• Commission-free installment payment options at partner stores.
• Cash loans available with only a 1% fee.
• Transfers and utility bill payments with no commission on the Leobank card.
• Commission-free transfers to other bank cards in Azerbaijan up to 2,000₼.
• International bank transfers accepted.
• Provision of account information for increasing card balance and SWIFT transfers from abroad.
• Free account and card for individual entrepreneurs.
• VAT refunds by simply holding down the Leo icon or adding a receipt immediately after payment.
• Invest in stocks and cryptocurrencies starting from 1₼. Complete a course for beginners and earn Bitcoin worth 5₼ 🪙.
• The "Treasure" service with convenient topping-up methods + annual interest rate of up to 7%. Even your friends can contribute to your balance.
• Lucrative and secure deposits, offering annual returns of up to 11%, which are among the best in the country! Favorable conditions for early termination of deposits are also available.
• Interest accrual of up to 7% on personal fund balances within the card.
• Easy parking payments by simply scanning your parking ticket.
• Ability to top up balances on Azəriqaz and Azərsu smart cards without searching for payment terminals.
• Top-up of the Leo card balance via Google Pay is available, along with support for Google Pay integration.

For those considering the Leo Prime VIP card, here are 18 additional benefits:

When traveling:

• Free access to airport lounges (over 1,000 business lounges worldwide).
• Complimentary CIP services including luxury lounge access, porter service, luggage wrapping, and personal transfers to the aircraft (once per year).
• Insurance coverage for flight delays or cancellations and lost luggage cases.
• Fast Line service at Heydar Aliyev Airport (up to six times a year).
• Complimentary luggage wrapping service (up to six times a year).
• Free transfers to and from the airport (up to six times a year).
• Complimentary roaming from Azercell (up to six times per year, each time providing 2GB).

Banking bonuses include:

• Prime cashback: an unlimited 1% cashback on all purchases or participation in the standard cashback program.
• An interest rate of 7% on personal fund balances in the card and "Treasure" fund.
• A 24/7 concierge service providing assistance with various tasks through a dedicated team of personal assistants.
• An increased commission-free transfer limit: up to 5,000₼ monthly without fees.
• A virtual card as an additional free card for managing funds.
• Enhanced security enabling you to decide whether or not to print your card number, expiry date, and CVV code on the card itself.

The app also features exclusive functionalities:

• A customizable main screen where you can set your favorite images as background.
• A selection of 24 different app icons.
• An emoji for your avatar, allowing you to stand out among Leo customers.
• Exclusive VIP designs for your Google Pay card.
• Additional rewards specifically available for VIP customers.

Additional characteristics of Leo include:

• A stylish and intuitive app/interface with an appealing dark mode option.
• A variety of designs available for your card.
• An incognito mode ensuring that no one can view your balance or transactions.
• A receipt scanner for utility payments.
• User-friendly spending analytics categorized by various tags and clear charts across the country.
• An entertaining way to make payments through the "Shake & Pay" feature.
• The ability to send reactions during payments using emojis instead of typical responses like "thank you" or "money received."
• The option to respond back with payments and easily repeat previous transactions with a single touch.
• Add personalized notes or greetings when transferring money to someone specific, such as sending a cheerful postcard along with your transfer.</ li >
• The ability to split bills, such as restaurant expenses, with your friends effortlessly. </ li > < li >Earn rewards by completing simple tasks while competing with friends on who can accumulate the most achievements.< / li > < li >No bots in customer support! Communicate live via any preferred messaging app or by phone. </ li > </ ul >